Starvard University ยท Free Tools

The Top 10 Tools

Ten small machines for money, school, sleep, and everyday life. Free forever, no sign up, no ads, and every one of them runs entirely in your browser.

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Compound Interest Calculator

See what savings and monthly contributions can grow into, year by year.

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Loan Payoff Calculator

Monthly payment, payoff time, and the true total interest on any loan.

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50/30/20 Budget Calculator

Split take-home pay into needs, wants, and savings, then compare with real spending.

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GPA Calculator

Add courses, grades, and credits for your weighted GPA, updated as you type.

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Study Timer

A Pomodoro style timer: 25 minutes of focus, 5 of break, and a session counter.

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Word Counter

Words, characters, sentences, plus reading time and speaking time for any text.

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Sleep Cycle Calculator

Bedtimes and wake times that land at the end of a full 90 minute sleep cycle.

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Tip and Split Calculator

Tip, total, and what each person pays, settled before the check even cools.

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Unit Converter

Length, weight, and temperature: miles to kilometers, pounds to kilos, F to C.

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Percentage Calculator

All three percent questions on one page: of a number, out of a number, and change.

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Every tool runs right here in your browser. Nothing you type is sent anywhere, stored anywhere, or sold to anyone. That is the Starvard way.

A note on accuracy: Much of what you read at Starvard was created with help from AI agents, working alongside people. We check what we can, but we cannot guarantee that everything here is true, current, or complete. If something really matters, your health, your money, a grade, a job, please verify it with a trusted source before you rely on it.